So a lifeguard is fired for saving the wrong life. From the view point of unrestricted capitalism, this makes perfect sense. Like the fire departments that let your house burn down if you didn't pay the county for fire service (yes, it really happens), privatization requires such penalization for the uncovered victim (he must take responsibility for failing to protect himself by signing up for our service)and for the lifeguard (he gave away our services to an uncovered individual).
Privatization, got to love it! It takes away the evil socialist concept of public service and replaces it with the sacred concept, "pay or die ". Thanks to privatization, we can become a nation of bad Samaritans. We already have a head start.